Each agent runs on its own. Most TPAs start by deploying one or two on the
workflow that hurts most, then expand the stack as their reviewers get
comfortable working with agents in the loop.
Agent 01 / 06
Autonomous
Intake & Extraction Agent
Reads pre-auth forms, ICPs, bills, prescriptions, investigation reports, discharge summaries, and policy documents. Handles scanned PDFs, images, and email attachments. Classifies, extracts, and links clinical, billing, and policy entities into a structured claim record.
Tools: OCR · document classifier · entity linker
Agent 02 / 06
Reasoning
Pre-Authorization Agent
Checks claim completeness, summarizes diagnosis and treatment, validates eligibility against policy terms and exclusions, and prepares a one-screen reviewer packet with citations to the source pages and clauses.
Tools: policy retriever · clinical summarizer · eligibility checker
Agent 03 / 06
Reasoning
Discharge Authorization Agent
Reconciles final bills, discharge summaries, package rules, tariffs, and policy sub-limits to support faster discharge decisions and final settlement. Highlights non-payable items and ineligible charges with the supporting clause.
Tools: tariff matcher · clause linker · bill reconciler
Agent 04 / 06
Action-taking
Query Drafting Agent
Drafts structured queries to hospitals, members, or internal teams with evidence and missing-document context attached. Tracks responses and follows up. Reviewer reviews and sends, never starts from a blank screen.
Tools: template library · evidence assembler · channel router
Agent 05 / 06
Investigative
FWA Signals Agent
Flags duplicate claims, suspicious billing patterns, unusual provider behaviour, and policy inconsistencies for your investigation team. Investigators get a packet with the supporting evidence already pulled together, not a raw alert.
Tools: similarity index · provider profiler · pattern miner
Agent 06 / 06
Interop
NHCX Interop Agent
Prepares structured, interoperable claim data from messy documents to support NHCX-aligned exchange with insurer and hospital partners. FHIR-shaped where it matters, with insurer-specific adapters where needed.
Tools: FHIR mapper · schema validator · insurer adapters