The agent workflows

Six workflows. Each powered by coordinated AI agents.

Each workflow runs a team of purpose-built AI agents across one stage of the claims pipeline. Start with the one that hurts most: pre-auth, discharge, or FWA. Expand from there as your reviewers see what each workflow actually delivers.

Team 01 Autonomous

Intake & Extraction AI Agent Team

Reads pre-auth forms, ICPs, bills, prescriptions, investigation reports, discharge summaries, and policy documents. Handles scanned PDFs, images, and email attachments. Classifies, extracts, and links clinical, billing, and policy entities into a structured claim record.

Tools: OCR · document classifier · entity linker

Team 02 Reasoning

Pre-Authorization AI Agent Team

Checks claim completeness, summarizes diagnosis and treatment, validates eligibility against policy terms and exclusions, and prepares a one-screen reviewer packet with citations to the source pages and clauses.

Agents read the insurance policy, check treatment guidelines, and cross-reference the clinical packet — then surface a structured recommendation.

Tools: policy retriever · clinical summarizer · eligibility checker

Team 03 Reasoning

Discharge Authorization AI Agent Team

Reconciles final bills, discharge summaries, package rules, tariffs, and policy sub-limits to support faster discharge decisions and final settlement. Highlights non-payable items and ineligible charges with the supporting clause.

Tools: tariff matcher · clause linker · bill reconciler

Team 04 Action-taking

Query Drafting AI Agent Team

Drafts structured queries to hospitals, members, or internal teams with evidence and missing-document context attached. Tracks responses and follows up. Reviewer reviews and sends, never starts from a blank screen.

Agents pull the relevant sections from the admission packet and policy documents to draft precise, traceable queries.

Tools: template library · evidence assembler · channel router

Team 05 Investigative

FWA Signals AI Agent Team

Flags duplicate claims, suspicious billing patterns, unusual provider behaviour, and policy inconsistencies for your investigation team. Investigators get a packet with the supporting evidence already pulled together, not a raw alert.

Agents cross-reference billing codes, provider history, and policy rules to flag anomalies before they reach adjudication.

Tools: similarity index · provider profiler · pattern miner

Team 06 Interop

NHCX Interop AI Agent Team

Prepares structured, interoperable claim data from messy documents to support NHCX-aligned exchange with insurer and hospital partners. FHIR-shaped where it matters, with insurer-specific adapters where needed.

Tools: FHIR mapper · schema validator · insurer adapters

Under the hood

More than one model. A team of agents, coordinated.

Each Claims OS workflow doesn't run a single AI model — it runs a coordinated team of purpose-built agents. One reads the policy. One extracts from the clinical packet. One reasons across both. One flags. One formats for your reviewer. Coordinated automatically. You see one clean, traceable output.

How a workflow runs

From raw documents to a review-ready packet.

  1. STEP 01

    Ingest claim documents

    Pull pre-auth forms, bills, discharge summaries, investigation reports, and policy documents from email, hospital portals, your claims system, or APIs.

  2. STEP 02

    Extract medical, billing, and policy entities

    Classify documents, extract structured data, and link clinical context with billing line items and policy clauses.

  3. STEP 03

    Generate an evidence-backed claim summary

    Produce a concise summary with citations to the original document pages and the relevant policy text, ready for a medical or claims reviewer.

  4. STEP 04

    Route to your reviewer

    Assign to the right reviewer with completeness checks, suggested queries, and FWA flags ready for action.

  5. STEP 05

    Sync decisions back

    Push approvals, queries, enhancements, and discharge decisions back into your claims management system and to NHCX-aligned exchanges.

System integration

Where the OS sits in your stack.

The Claims OS runs as an intelligence and workflow layer between your claims management system and your exchange partners. It reads from your CMS, routes through the AI agent workflows, and writes structured decisions back.

Your CMS Claims management
system
APIs / RPA
Claims OS 6 agent workflows
reviewer control plane
FHIR / adapters
NHCX / Insurers Exchange partners
insurer formats

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